Scotiabank Puerto Rico Business Banking & Professionals
Skip to page navigation Skip to main content.
Español
Personal Business About
 

Business Banking & Professionals

Take advantage of the Business Banking & Professionals features designed for you, your business and your employees.

Benefits for Your Business

  • Secure access to commercial products and services that support your business finances:
  • Commercial checking account including free transactions1
  • Savings account that pays interest1
  • ScotiaCard debit card allows purchases or money withdrawal from automated teller machines (ATM). Available to accounts held by a single owner/signature for funds withdrawal
  • Telephone Banking services and access to Internet Banking for balance verification, payments and more
  • Commercial loans and lines of credit for leasehold improvements or business financing2
  • Federal Government Guaranteed Loans (SBA)
  • VISA Gold credit card with no annual fee3
  • Auto leasing to cover your business needs4
  • Merchant Services- allows you to accept debit (ATM) and credit cards from VISA, MasterCard and American Express among others, as well checks as payment methods
  • Cash Management Service
  • Employee payroll Direct Deposit
  • Insurance coverage for your business, commercial property and equipment, among others5
  • Sales and customer service seminars, free of charge

Benefits for You

As a business owner, you too can benefit personally. Save time and money when conducting your personal banking activities:

  • Personal checking account manages daily expenses and has no service fee1
  • ScotiaCard debit card (ATM) for everyday purchases and money withdrawals at automated teller machines
  • elephone and Internet banking services that let you verify balances, make payments and more
  • Interest rate discount on personal loans, auto loans (including leases) and boats2
  • VISA Gold credit card with no annual fee.
  • VISA Classic, MasterCard or ScotiaGold with no annual fee the first year2
  • $500 "cash back" when used toward mortgage loan closing costs through Scotia Mortgage3
  • Automatic rate increase when you open a Certificate of Deposit of $10,000 or more4
  • Insurance coverage for individuals, property and life, among others5
  • Entitled to a financial planning and retirement plan session free of charge
  • Free security box6

Benefits for Your Employees

Reward your employees through our products and services when you open a commercial account at Scotiabank. Your employees' efforts can be rewarded.

  • Checking account with no service fee1
  • ScotiaCard debit card (ATM) and access to Telephone and Internet banking allows purchases or money withdrawals at automated teller machines
  • Telephone and Internet banking services enable balance verification, payments and more.
  • Automatic interest rate discount on personal loans, auto loans (including leases) and boats2
  • VISA Gold credit card with no annual fee. VISA Classic, MasterCard or ScotiaGold with no annual fee the first year2
  • Entitled to a financial planning and retirement plan session free of charge
  • Insurance coverage for individuals, property and life, among others5
  • $300 "cash back" when used toward mortgage loan closing costs through Scotia Mortgage2

To start on your Business Banking & Professionals, visit your nearest Scotiabank branch or call our Contact Center at 787-766-4999 or toll free at 1-877-766-4999 for more information.

1Ask for the account's disclosure statement for additional details. Scotia Checking as an optional personal account with no service fees the first year, or a Comple Account (Cuenta Completa) with no service fees at any time if you direct your payroll, Social Security or pension check through Scotiabank Direct Deposit service. 2Subject to credit approval and to other terms and conditions. 3$500 "Cash Back" applies to mortgage loans from $125,000 or higher and will be reimbursed and applied to closing costs. The "Cash Back" is neither transferable nor redeemable in cash. 'Cash Back' is not valid in the event that mortgage loan is not closed. There is only one applicable "Cash Back" per transaction. Mortgage transactions through Scotia Mortgage. 4Interest rate increase applies to terms of 180 days or more. 5Insurance through Scotia Insurance de Puerto Rico, Inc. The insurance is not a deposit, is not insured by the FDIC. It is not insured by any federal agency, it is not guaranteed by Scotiabank de Puerto Rico and can diminish in value. 6During the first year upon opening this account. Subject to availability. 7This $300 "Cash Back" applies to mortgage loans from $100,000 upwards and will be reimbursed and applied to the closing costs. It is not transferable nor it can be redeemed in cash. "Cash Back" is not valid in the event that mortgage loan is not closed. One Cash Back per transaction. Mortgage transactions through Scotia Mortgage.

Ready to Apply?