Scotiabank Puerto Rico Cuenta Predilecta
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Cuenta Predilecta

Cuenta Predilecta is a checking account especially designed for customers 60 years and over, and offers the following benefits:

  • Scotia On Line, TeleScotia, and Scotia Mobile FREE1
  • $0.00 monthly service fee2
  • No charge for up to 20 drawn checks3
  • Pays attractive interest rates4
  • FREE withdrawals with your ScotiaCard MasterCard Debit Card in all Scotiabank ATMs
  • Unlimited electronic transactions
  • Payroll or Social Security Direct Deposit available
  • ScotiaCard MasterCard Debit Card
  • Discounted fees for manager's checks and drafts.
  • 50% discount in safety deposit box fees

Fees and Terms

$0 monthly service fee

Unlimited electronic transactions

FREE Scotiabank ATM withdrawals



Request the account disclosure for information on service fees, interest rates and other terms. 1. Scotiabank provides mobile banking service free of charge. Regular cost for wireless messaging and data cost will apply based on the plan agreed with your mobile service provider. 2. A $7.00 service fee will apply if the average monthly balance is less than $1,500. 3. Charge of $0.50 per additional cheque. 4. Interest rate payable varies based on daily average balance.

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