Scotiabank Puerto Rico Scotiabank Flow
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Personal Business About

Scotiabank Flow

Designed to initiate the younger generation, ages 13 to 20 in managing personal finances and achieving financial independence.

  • ScotiaOnline, Tele Scotia and Scotia Mobile FREE1
  • $0.00 Monthly Service Fee if average balance is $25 or over2
  • Up to one FREE In-Branch Debit3
  • Unlimited Electronic Transaction
  • Competitive Rates4
  • Scotiacard Debit Card

To open your Scotiabank Flow account, visit your nearest branch, or call us for more information at 787-766-4999 or 1-877-766-4999.

Fees and Terms

$0 monthly fee

Competitive rates

Unlimited electronic transactions

Ready to Apply?





1. Scotiabank provides mobile banking free of charge. Regular cost for wireless messaging and data will apply based on the plan agreed with your mobile service provider.
2. A monthly service charge of $1.00 will apply if the average balance is less than $25.00 during the cycle.
3. Charge of $0.25 for additional transaction. 4. Interest Rate Payable varies based on Daily Average Balance.